Volume 3 (2008-09)

Each volume of Journal of Payments Strategy & Systems consists of four quarterly 100-page issues. The articles published in Volume 3 were:

Volume 3 Number 4

• Defining payments systems of the future: Challenges and reality
  Bob Mackman, Head of Business Services (Wholesale) and Richard Sanders, Solutions Consultant, Wholesale Business Solutions, ACI Worldwide
• Money markets, monetary policy and payment systems: Policy issues for central banks in times of turbulence
  Joaquin Bernal, Chief Banking Operations Officer, Banco de la Republica, Colombia
• Integrating supply chain finance into your payments process
  Bob Dyckman, Director, Supply Chain Finance, Wachovia
• UK Faster Payments: Universal wave of the future or a distinctively UK payments model?
  Nick Senechal, Service Line Strategy Director, VocaLink
• Frontier policy issues in consumer payment behaviour
  Joanna Stavins, Senior Economist & Policy Advisor and Scott Schuh, Director & Economist, Consumer Payments Research Center, Federal Reserve Bank of Boston
• Electronic payments and remote deposits: Will banks move past products to solutions?
  Uma Wilson, VP, Treasury Product Management, UMB Bank
• Improving payment system efficiency in India: Next steps
  Mahadevan Balakrishnan, SVP and Chief Technology Officer, Development Credit Bank

Volume 3 Number 3

• Business models in a consolidated and converging payments world
  Andreas Pratz, VP, AT Kearney
• The Payment Services Directive: A view from the UK regulator
  John Burns, Senior Associate, RPCR-Cross-Cutting Themes, Financial Services Authority
• New delivery channels for remittances, where the opportunities are and how technologies will change the market
  Leon Isaacs, CEO, Developing Markets Associates
• Making innovation work within retail banks to ensure successful payments products
  Philippe Deslauriers, Et pourquoi pas?
• Moving forward with B2B wire transfers: How banks can create value for corporate clients
  Hank Farrar, SVP, The Clearing House and Lauren Hargraves, SVP, Federal Reserve Bank of New York
• The current status of EU payments and competition policy
  Irmfried Schwimann, Head, DG Competition Financial Services Unit, European Commission
• Facilitating money movement globally using international ACH payments
  Eric Kamback, EVP and CEO, Treasury Services, Bank of New York Mellon and Dan Miner, Principal, Treasury Strategies
• Turn your luck around: Reversals on ACH payroll credits
  Kate Cole, VP, UMACHA
• A risk-based methodology for payment systems oversight
  Peter Brierley, Peter Gibbard, Andrew Mason, Andrew Meldrum and Ben Norman, Financial Resilience Division, Bank of England

Volume 3 Number 2

• The Payment Services Directive: Where are the opportunities for new entrants in the European payments industry?
  Erik van winkel, Manager, Edgar, Dunn & Company
• Supply chain finance
  Enrico Camerinelli, Senior Analyst, Celent
• Payments strategy 2009: The importance of core deposits to the payments business
  Lee Manfred, Partner, First Annapolis Consulting
• When is a cheque not a cheque?
  Ronald D. Gorsline, Attorney and Justin B. Hosie, Attorney, Chambliss, Bahner & Stophel
• Best practices in product development: A case study of remote deposit capture
  Daniel J. McCarty, SVP and Managing Director, Treasury Management Service, Comerica Bank
• Moving towards 100% electronic cheque processing through ACH and image exchange: Exploring the legal issues
  Jeanette Hait Blanco, Assistant General Counsel, Bank of America and David W. Walker, President and CEO, ECCHO

Volume 3 Number 1

• The convergence of bulk payment operations: How does it change your payments business?
  Michael Knorr, Managing Director, Global Capabilities Architecture & Information Services, Citigroup Global Transaction Services
• SEPA: Is Europe’s card business making the major changes that were widely predicted or is the whole initiative going flat?
  John Chaplin, European Payments Adviser, First Data
• Expedited payments: A fee service to compensate for the rising costs of online bill payments
  Jennifer Roth, Research Director, Global Payments, TowerGroup
• Challenges and opportunities for middle-market companies in successfully moving to e-payments
  Linda Coven, Head of Product Development, Silicon Valley Bank
• Intelligent networks for optimised e-payment processing
  Gidget Hall, Senior Business Leader and VP, Product Development and Management, MasterCard
• Where are the current and emerging opportunities in international payments?
  Ralph Dangelmaier, President, Americas and Debbie Smart, Senior Product Consultant, ACI Worldwide
• Mobile, internet and electronic payments under SEPA: The key to unlocking the full potential of the internal payments market
  Dage-Inge Flatraaker, Chairman, E & M Expert Group, European Payments Council, General Manager, DnB NOR
• The Illinois State ePay Program: How the programme was developed and its operational requirements in practice
  Josh Budd, Office of the Illinois State Treasurer, Director, Illinois Funds and Electronic Payment Services Division and Jami Hughes, Director of Sales, Official Payments
• Banking-based expedited payments, their benefits and how to exploit them
  David Munger, VP, Product Management, Online Resources