Volume 5 (2011-12)

Each volume of Journal of Payments Strategy & Systems consists of four quarterly 100-page issues. The articles published in Volume 5 were:

Volume 5 Number 4

• Central banks and international liquidity: A call for action
  Jeannette Capel, Senior Policy Officer, Payments Systems Policy Department, De Nederlandsche Bank
• Corporate practitioners moving to mobile banking: Key factors driving adoption
  Michelle Darsow VP, Global Treasury Management Product Management Group and Laura Listwan, SVP, New Product Development, Global Treasury Management, U.S. Bank
• A Six Sigma type of quality management in international and high-value payments
  Udo Milkau, Head of Strategy, Market Development and Controlling, DZ Bank
• Issues for payments in virtual economies
  David E. Teitelbaum, Partner, Ming-Hsuan Elders, Associate and Reva P. Alavian, Associate, Sidley Austin
• Reflections on the future of relationship management in correspondent banking
  Silvia Brudar, Senior Director, Head of Global Banking and Trade Solutions, CIBC
• Effectively managing third-party sender risk in the ACH Network
  Jeanette A. Fox, Senior Director, Risk Investigations & Services, NACHA
• Partnerships in mobile financial services: The case of Morocco
  Francesc Prior Sanz, Professor of Banking and Finance, Universitat Internacional de Catalunya and Fouad Abdelmoumni, Former Director General, Al Amana and Former Member, CGAP Executive Committee

Volume 5 Number 3

• The Single Euro Payments Area: Can innovation be mandated?
  Norbert Bielefeld, Deputy Director, Payment Systems, European Savings Banks Group — World Savings Banks Institute
• The development of a regional payment system in Central America: A step towards further integration and economic development
  Gregor Heinrich, Chief Representative, Americas, Bank for International Settlements and Enrique Dubon, Economic Adviser, Payment Systems, Central American Monetary Council
• Why is cash usage persisting? Critical success factors for overcoming stakeholders’ interests
  Michael Salmony, Executive Adviser to the Board, Equens
• The increasing adoption of mobile payments in Europe – and remaining challenges to growth
  Jonathan Bye, Senior Consultant and Carlo de Meijer, Senior Researcher, Market Infrastructures, Global Transaction Services, RBS
• Innovative solutions to leverage resources and maximise efficiency in the battle against cheque fraud
  Silvia Sarra, VP and Corporate Loss Prevention Systems Manager, Sovereign/Santander Bank
• Scaling mobile money
  Ignacio Mas, former Senior Advisor and Dan Radcliffe, Program Officer, Financial Services for the Poor Program, Bill & Melinda Gates Foundation
• The cash payments answer: Are we asking the right question?
  James Poteet, SVP, Product Strategy & Innovation and Fred Purches, VP, Global Solutions, Brink's

Volume 5 Number 2

• Creating e-SEPA: Now or never
  Gottfried Leibbrandt, Head of Marketing, SWIFT and Chiel Liezenberg, Founding Partner, Innopay
• The Dodd-Frank Act: Its implications for change in the banking industry
  Ray Mulhern, SVP, CHIPS Product Management & Strategy, The Clearing House
• Card and mobile payment opportunities: A framework to consider potential winners and losers and a snapshot of the future payments landscape in Africa
  Graeme Holmes, Head, Consumer Cards, Nedbank Group
• Ensuring trust in electronic payment media: Why security is crucial for long-term efficiency gains
  Päivi Heikkinen, Head of Division and Timo Iivarinen, Economist, Oversight of Market Infrastructures, Financial Stability and Statistics Department, Bank of Finland
• Mobile money transfer payments: The next phase in the evolution of person-to-person payments
  Cynthia Merritt, Assistant Director, Retail Payments Risk Forum, Federal Reserve Bank of Atlanta
• Recent innovations in inter-bank e-payment systems in Mexico: The role of regulation
  José L. Negrín, Director, Diadelfa Ocampo, Director and Alejandro de los Santos, Director, Payment Systems, Banco de México
• Emerging electronic payments and their impact on working capital management in Indian companies
  Mahadevan Balakrishnan, Chief Operating Officer, National Payments Corporation of India

Volume 5 Number 1

• The next chapter of EU payments harmonisation: SEPA gets real
  Ruth Wandhöfer, Director, Head of Regulatory & Market Strategy EMEA, Citi Global Transaction Services
• Banks' international liquidity management: What future role should market infrastructure play?
  Jeannette Capel, Senior Policy Officer, Payments Systems Policy Department, De Nederlandsche Bank
• Faster Payments: Managing consumer expectations
  Liz Oakes, Industry Relations Director, VocaLink
• E-invoicing: The catalyst for financial supply chain efficiencies
  Steve Keifer, VP, Industry and Product Marketing, GXS
• The Payments Hub Spectrum: A model for the design of payments hubs
  Gary Farrow, Triari Consulting
• Card schemes in Europe: Consolidation or proliferation?
  Ernst Verbeek, Managing Director, Trionis
• Challenges to achieving operational excellence in payments
  Bob Lyddon, Managing Director, IBOS Association
• Creating successful relationships between third-party senders and banks when developing an ACH origination strategy
  Kerry Sellen, VP, Electronic Payment Processing, TeleCheck Services & Joseph Belczyk, VP, ACH/EC Operations, PNC Bank