Journal of Payments Strategy & Systems

Journal of Payments Strategy & Systems publishes peer-reviewed articles and case studies analysing best practice, emerging issues and new thinking in how to develop a profitable, customer-focused payments strategy. It examines major issues facing the corporate, wholesale and retail payments industry from a business, risk and operational perspective.

Edited by respected payments and identity expert Gerard Hartsink and guided by an eminent Editorial Board, each quarterly 100-page issue provides practical, detailed analysis of developments and trends in the payments business, regulation, new entrants and technologies and how to bring them all together to define your payments strategy, as well as actionable advice and ‘lessons learned’ from fellow professionals on how payment processing systems can be leveraged to maximise profitability, security and efficiency and minimise risk. It contains no advertising and no advertorial.

Journal of Payments Strategy & Systems and all the Banking and Finance Journals are available to view here: Henry Stewart Publications Business & Finance Journal Collection

Journal of Payments Strategy & Systems is listed and indexed in Scopus and Cabell's Directories of Publishing Opportunities.

Journal of Payments Strategy & Systems is abstracted and indexed in the Research Papers in Economics (RePEc) database IDEAS

Each issue publishes provocative thought-leadership and detailed advice on key issues including:

Market developments and payment strategy

Trends in payments markets
Developments in regional cooperation models
Payment market (re)structuring: unbundling functions
Developing a profitable enterprise payments strategy
Payments product management: balancing competition and cooperation
New entrants and their challenge to the payments market
Impact on open banking and consequences for payments data
Developments in industry standards

Trends in payments methods, products and services

Trends in payments methods
Mobile and e-payments
Retail Central Bank Digital Currency payments
Payments with non-fiat currencies
New payment technologies
Value-added services
Identity and authentication services
Developments in cash payments
Trends in vending machine payments

Real Time Gross Settlement Systems

Settlement methods and their features such as finality
Central bank settlement services
Settlement of retail payments
Settlement of the payments legs of securities transactions
Settlement of forex transactions
Settlement of wholesale CBDC

Corporate payments and treasury management

Financial supply chain management
Online payments for web merchants
Cash, currency and liquidity management
Replacing paper and cheques
e-invoicing
Payments data for reconciliation
Government payments

Payments operations and developments in services

Reducing payment processing costs
Changing processing models
Outsourcing or not?
Replacement of legacy systems?
Correspondent banking

Payment risk management

Fraud management
Security management
AML-CFT management
Counterparty risk management
Management of sanction risks

Social impact of payments

Payment policies to foster financial inclusion
Workers' remittances
Contribution of payments policies to the UN Sustainability Development Goals

Regulatory initiatives impacting the payments market

Consumer protection
FSB cross-border roadmap
Competition law
FATF principles

As such, each 100-page issue of Journal of Payments Strategy & Systems publishes:

Detailed, practical guidance on developing payments strategy – authoritative articles analysing best practice, emerging issues and new thinking in how to develop a profitable, customer-focused payments strategy, written by leading payments experts. Each offers the latest thinking in payments strategy and product development.

Market reviews – learn about emerging opportunities, trends, developments, new entrants and technologies in corporate, retail and wholesale markets for payments - as well as what is happening in other country's payments industries – and how to apply this to your payments strategy and payment processing.

Case studies on managing business, risk and operational issues – ‘how-to’ actionable advice from payments experts at financial institutions detailing their practical experience and lessons learned in managing payment systems.

Central bank and regulator views – the latest thinking on security, efficiency and how payments systems can enhance financial sector stability, as well as how legal and regulatory changes create new business opportunities.

Essential reference-quality material for:

CEOs, CFOs, COOs, CTOs and CIOs with staff accountable for payments
Suppliers of payment services
Payment strategists
Transaction banking managers
Card managers
Product managers
Treasury and liquidity managers
Correspondent banking managers
Operation and service managers
IT managers
Risk and compliance managers
Buyers of payment services
Corporate treasurers
Treasurers of government agencies
Cash managers
Invoice managers
Web retailer managers
Payment, card and identity schemes
Scheme managers
Legal counsels
Standards experts
Market infrastructures
Clearing house and settlement experts
Payments and card network experts
Central banks
Market infrastructure specialists
RTGS managers
Collateral managers
Oversight managers
Service providers
Consultants
Auditors
Third party processors
Vendors of technology
Industry associations with members interested in payments
Academic institutions and business schools (Professors, lecturers, researchers and students with an interest in payments)