Call for Papers

Call for Papers - Journal of Payments Strategy & Systems

Submission deadline: 27th January 2025

The Editor, Editorial Board and Publishers of Journal of Payments Strategy & Systems are welcoming the submission of articles on the following subjects for the next issue of the journal.

The impact of Central Bank Digital Currencies and stablecoins on payments

  • What is the role and purpose of central banks when issuing a retail CBDC or wholesale CBDC?
  • Which instruments could central banks use if stablecoins gain market share?
  • What would be the impact of stablecoins on existing value chains in payments?
  • Would new value propositions arise for banks?
  • What are the benefits for consumers and merchants if central banks issue retail CBDCs?
  • Which payment rails are available for central banks to make their rCBDC available to consumers?

Trends in market developments

  • China’s plans to expand the use of their e-CNY
  • The longer-term vision of open banking API-based value-added services; what are the possible value-added services? Market acceptance by consumers of value-added services? What is needed and what are the hurdles for such value-added services?
  • Market concentration in the acquiring market and its impact on the payments value chain for banks and/or merchants
  • Expansion of the Zelle Network in the United States
  • Open banking developments in the US – how are financial institutions and fintech companies developing/collaborating on APIs to enhance services for customers?
  • Revenue and cost sharing in collaborative platforms and ecosystems
  • What is the optimal mix between banks and fintechs in the payments architecture?
  • How might P2P providers disrupt the traditional banking system?

Trends in payment methods

  • The impact of PSD2, PSD3 and PSR on online payments in the European Union
  • Market impact of payment initiation services now and in the future
  • IoT in payments - What are the major starting points for IoT payments (TV-payments, in-car-payments)?
  • Conversational/voice-initiated payments (Amazon’s Alexa, Apple’s Siri, etc.)
  • Corporate payments and treasury management
  • Why is innovation in consumer banking not reflected in corporate banking?
  • Limitations on the adoption of so-called "fast” B2B payments
  • Identity management for businesses in international supply chains
  • Liquidity management and reporting

Payments operations and developments in payment services

  • Adoption of The Clearing House’s Real-Time Payments by more financial institutions in the US
  • Growth of Same Day ACH usage in the United States
  • How can banks reduce legacy operating costs to compete with new entrants?
  • Achieving world-wide interoperability by implementing a common clearing & settlement  rulebook

Payment risk management

  • How to effectively tackle the operational risks in payment systems resulting from a pandemic
  • Trust and AI-based security solutions
  • Financial market infrastructure and cyber-security: Resilience, prevention, detection, deflection and recovery
  • How to prevent mobile phone payment fraud
  • Balancing customer experience with security and fraud controls

Real-time gross settlement

  • The Federal Reserve’s development of FedNow, a real-time gross settlement system and service for US financial institutions
  • The impact of ISO 20022 on RTGS systems

Social impact of payments

  • The evolution of merchant payments and mobile payments to enable financial inclusion
  • Upgrading the payments infrastructure in developing nations – how should this be carried out?

Regulatory initiatives

  • Impact of new regulations in payments

About the Journal

Journal of Payments Strategy & Systems publishes peer-reviewed articles and case studies analysing best practice, regulation, emerging issues and new thinking for the payments industry. It examines major issues facing the corporate, wholesale and retail payments industry from a business, risk and operational perspective.  As a peer-reviewed professional publication, the Journal is read by senior payments executives based at banks, credit card issuers, regulators, other financial institutions, service providers, vendors, consultants and treasurers. Typically readers are departmental heads, VPs, SVPs, EVPs, Directors and Senior Managers in payments, product management, payments operations, transaction banking and cash management.

Submission Guidelines:

The copy deadline is 27th January 2025 and the following types of articles will be considered for publication:

Practice articles: Thought leadership pieces, regulatory updates, briefings, case studies and other contributions written by practitioners. Articles should be 2,000 to 5,000 words in length.

Research papers: Contributions which explore new models, theories and research in payments strategy and systems. The principal management implications of the submission should be included. Articles should be up to 6,000 words in length.

Manuscript submissions and enquiries should be submitted to the Publisher, Julie Kerry 

Author guidelines, sample articles and other relevant information about the journal can be found here