Volume 2 (2007-08)

Each volume of Journal of Payments Strategy & Systems consists of four quarterly 100-page issues. The articles published in Volume 2 were:

Volume 2 Number 4

• Payments as a profit centre: How to avoid commoditisation by adding real value
  Martin Wilson, Chief Commercial Officer, VocaLink
• How can banks and corporates work together more effectively to generate value?
  Gianfranco Tabasso, Chief Executive Officer, FMS Group
• Beyond SEPA: Business implications of the Payments Services Directive
  Dermot Turing, Partner, Clifford Chance
• Delivering outstanding cash management in a consolidating payments market
  Mark Davies, SVP, Product Solutions Group, Wachovia
• The evolving payments landscape in the Middle East
  Faisal Ansari, General Manager, JPMorgan Chase Bank (Saudi Arabia)
• Assessing the impact of EMV migration
  Ian Povey, Managing Director, CardsConsult
• The impact of SEPA on domestic markets and the future for emerging pan-European infrastructures
  Manfred Schuck, General Manager, Marketing & Sales and Benjamin Syrbe, Advisor to the Board of Directors, Equens
• The Japanese FSA’s efforts to make their payment and settlement systems more attractive to foreign markets
  Takeshi Mori, Deputy Director and Yasufumi Takahashi, Director, Payment and Settlement System Enhancement Office, Financial Services Agency
• The Payment Services Directive: Why the European payments industry needs to prepare for significant implementation challenges
  Ruth Wandhöfer, VP & International Payments Market Manager, Citi Global Transaction Services
• The challenges for banks in addressing the needs of their corporate payment customers
  Sarah Jones, CEO, SCF Capital

Volume 2 Number 3

• Developing your enterprise payments strategy
  Edward R. Woods, Senior Analyst, Celent
• Payments innovation: A comparison of banks and non-banks and how they can learn from each other
  Margaret Weichert, eCommerce/ATM Business Development and Planning Executive, Bank of America
• Reducing payment processing costs: Scale economies and SEPA
  David Humphrey, Professor of Finance, Florida State University and Wilco Bolt, De Nederlandsche Bank
• Global trends in retail payments
  Deborah Baxley, Partner and Gerard Hergenroeder, Payments Executive - Solution Sales, Financial Services Sector, IBM
• Rumours about the demise of American Banknotes are greatly exaggerated
  Carrie Jankowski, Business Economist and Dick Porter, Vice President and Senior Policy Advisor, Federal Reserve Bank of Chicago
• Micropayments: A survey of the payment instruments accepted by Western European newspaper sites
  Valérie-Anne Bleyen and Leo van Hove, Associate Professor of Economics, Free University of Brussels
• TARGET2: Its key features and opportunities for banks
  Alfons Vaes, Head of Cashless Payments Unit, National Bank of Belgium
• Pulling fraud transaction management processes into an effective, centralised system
  Robert Molloy, Associate Partner, IBM Global Business Services

Volume 2 Number 2

• Understanding corporate clients: Why banks need to rethink their business models and approach to client relationship management
  Per Fremlin, Senior Partner, Joseph King, Senior Partner and PeterMathias, CEO, Matthias and Co
• Unlocking value from your balance sheet through working capital management
  Robert Smid, Director of Corporate Restructuring, Ernst & Young
• A strategic framework for managing operating and compliance risk in the payments business
  David C. Robertson, Partner and Paul LaRock, Principal, Treasury Strategies
• How to win in an area commonly perceived as a commodity business: Practical advice from one product manager’s experience
  Thomas H. Wiles, Senior Director and Global Head of eBusiness Development, American Express Bank
• Adopting mobile payment channels: Key challenges for US financial institutions
  Janet L. Kapostasy, Vice President, Global Financial Institution Services, CardinalCommerce
• Mobile payment challenges and opportunities in retail banking
  Sophie Tacchi, Citizen ID & Wireless Transactions Solutions Leader, IBM South West Europe
• Winning vendors over to e-payments
  Hubert Jolly, Managing Director, Citi Global Transactions Services
• How payment factories improve liquidity management through centralised control and visibility
  Hans Cobben, Chief Operations Officer, AvantGard Payments
• AML and counter-terrorist financing: How can the payments industry collaborate?
  Mike Tagai, Chief Manager, Planning, Transaction Services Division, The Bank of Tokyo-Mitsubishi UFJ
• How can the ACH network be simplified to compete with Check 21?
  William Peterson, Founder, Goldleaf Financial Solutions
• The regulation of payment cards in Australia – recent changes and their implications
  Steve Worthington, Professor, Monash University

Volume 2 Number 1

• The impact of SEPA on revenue and cost savings: How small and large banks can both benefit
  Tom Buschman, Chairman and CEO, TWIST
• Enabling global payment capabilities for new channels: Case study
  Marcus Treacher, Head of e-Commerce, Global Transaction Banking, HSBC
• Towards integration of supply and finance chains
  Alec Nacamuli, Global Payments Executive, IBM
• The Italian CBI 2: New corporate banking services to optimise the financial value chain
  Liliana Fratini Passi, Secretary, Associazione CBI
• How will payments electronification and convergence change the payments business model? How do you retain competitive advantage?
  Rustin I. Carpenter, Chief Strategy and Business Development Officer, Viewpointe; Ward H. Gailey, SVP, Enterprise Payments Strategy, SunTrust Banks
• Electronic cheque processing solutions: Choosing the right option for retail payments
  Brian V. Mooney, President, TeleCheck International
• Using e-cheques to reduce credit interchange fees: Case study of Carnegie Mellon University
  Linda Anderson, Director of Enrollment Services, Carnegie Mellon University; Michelle Palombo, VP, Mellon Working Capital Solutions
• The Japanese payments landscape and its future
  Takashi Kimori, General Manager, Transaction Services Division, Bank of Tokyo-Mitsubishi UFJ
• Payment systems in India: Current challenges and opportunities
  Sonjoy Chaterjee, Managing Director & CEO, ICICI BANK UK
• The interoperability revolution
  Gottfried Leibbrandt, Head of Standards, SWIFT