Volume 9 (2015)

Each volume of Journal of Payments Strategy & Systems consists of four quarterly 100-page issues. The articles published in Volume 9 are:

Volume 9 Number 4 (Winter 2015)

Editorial
Alec Nacamuli, Editor
Interview: The United Arab Emirates payment market and its specifics: An interview with Nimish Dwivedi
Diederik Bruggink, Bruggink Consultancy BVBA
The UK and Blockchain technology: A balanced approach
Carlo R. W. de Meijer, Independent Financial Services advisor formerly Economist & Senior Researcher, RBS
Bitcoin: The revolution of the payment system?
Jarunee Wonglimpiyarat, Thammasat University
The model for sustainable digital financial inclusion in Jordan
Yazan A. Goldstein, ProgressSoft
Traditional retail at the crossroads of inclusive payment services: How serving the needs of the traditional retail sector can accelerate financial inclusion—examples from Indonesia
Ivan Mortimer-Schutts, International Finance Corporation
The path to digital financial inclusion in Nigeria: Experiences of Firstmonie
Olayinka David-West, Lagos Business School, Pan-Atlantic University
The central role of authentication in fighting fraud in mobile commerce
David Froud, SkyParlour
Negative interest rates and the demand for cash
David Humphrey, Department of Finance, Florida State University
Strategies that power the potential of A/P optimisation
Mike Jorgensen, Vice President, Working Capital Solutions

Volume 9 Number 3 (Autumn 2015) Special Issue on Digital financial inclusion

Editorial: Digital financial inclusion
Kosta Peric, Guest Editor
Innovation and financial inclusion: A review of the literature
Bruno L. Yawe, School of Economics, Makerere University and Jaideep Prabhu, Judge Business School, University of Cambridge
The unbearable lightness of digital money
Gianluca Iazzolino, University of Edinburgh and Nambuwani Wasike, Financial Sector Deepening, Kenya Trust
Indian payment systems and financial inclusion: Current status and next steps
Mahadevan Balakrishnan, The World Bank
The commercial viability of financial inclusion
Andrew Parker, Digital Channels, Fiserv and Sunil Sachdev, GlobeOne
Low-balance bank accounts — Part 1: Is there a pathway towards profitability?
David Porteous, Bankable Frontier Associates
Low-balance bank accounts — Part 2: Must banks collaborate to succeed?
David Porteous, Bankable Frontier Associates
Digitalisation in payments: From interoperability to centralised models?
Udo Milkau, DZ Bank and Jürgen Bott, University of Applied Sciences in Kaiserslautern
Mobile money solutions for a smartphone-dominated world
Jerry Lien, UCLA, Laura Hughes, Raytheon, Jorge Kina, Fenwick & West, and John Villasenor, UCLA
Addressing competition bottlenecks in digital financial ecosystems
Elisa Sitbon, Financial Services for the Poor, Bill and Melinda Gates Foundation
Factors contributing to successful deployments in the mobile economy
Namita Lal, Standard Chartered Bank

Volume 9 Number 2 (Summer 2015)

Editorial
Alec Nacamuli, Global Payments Executive, IBM
Cross-border payments systems: Regulation, innovation and the impact of new entrants
Dominic Broom, Head of Treasury Services EMEA, BNY Mellon
Moving towards electronic payments in India
Holti Banka, Consultant, The World Bank
The effects of breaches: A study of merchant programmes
Branden R. Williams, VP and CTO, Cyber Security Solutions, First Data
Electronic invoicing and CBILL service: Lesson learned from the Italian finance industry
Liliana Fratini Passi, CEO, Consorzio CBI
Rethinking the future of payments
Steve Ledford, ‎SVP Products and Strategy, The Clearing House
Towards an international payments system in China: An overview of progress and remaining challenges
Carlo R.W. de Meijer, Economist and Senior Researcher and Janet Ming, Head of China Desk, EMEA, Royal Bank of Scotland
How comprehensive is financial inclusion in India?
A.P. Hota, Managing Director and CEO, National Payments Corporation of India
An innovative model of service delivery to improve standardization and market integration: Extension framework for ISO 20022 card payments
Antonio Bracaglia, Technical Manager, TITAN Project, Poste Italiane, Giulia Monetta, University of Salerno, and William Vanobberghen, Nexo
The Brazilian payment market and its specifics: An interview with Ralf Germer, CEO, PagBrasil
Diederik Bruggink, Managing Director, Bruggink Consultancy

Volume 9 Number 1 (Spring 2015)

Social networks, game-changer for e-money? Will social networks (e)monetise the payments industry?
Philippe Caluwaerts, Policy Officer, Audit and Credit Rating Agencies Unit, Financial Stability, Financial Services and Capital Markets Union Directorate General, European Commission
Payments from a cooperative bank’s perspective: SEPA and beyond
Gregor Roth, Executive Officer and Global Head of Operations/Services and Udo Milkau, Head of Strategy and Market Development, Operations/Services, DZ Bank
Cryptocurrency Bitcoin: Disruption, challenges and opportunities
Wim Raymaekers, Global Head of Banking Market, SWIFT
Payments innovations and trends in the Gulf Cooperation Council
Paolo Zambonini, EVP, Products and Innovation, Network International
Towards advanced reference data management at transaction banks: Creating a centralised view
Carlo R. W. de Meijer, Economist and Senior Researcher, Susan Hall, Specialist in International Payments, and Sofia Simeonidou, Product Manager, Current Accounts, Royal Bank of Scotland
ISO 20022 and real-time domestic payments
Stephen Lindsay, Head, Standards Department, SWIFT
Addressing e-commerce chargebacks effectively: An interview with Gary Cardone
Gary Cardone, CEO, eConsumerServices and Diederik Bruggink, Managing Director, Bruggink Consultancy
The Russian payments market and the national system for card payments: An interview with Maria Mikhaylova
Maria Mikhaylova, Executive Director, Russian National Payment Council Association and Diederik Bruggink, Managing Director, Bruggink Consultancy