Volume 9 (2015)

Each volume of Journal of Payments Strategy & Systems consists of four quarterly 100-page issues. The articles published in Volume 9 are:

Volume 9 Number 4 (Winter 2015)

• Editorial
  Alec Nacamuli, Editor
• Interview: The United Arab Emirates payment market and its specifics: An interview with Nimish Dwivedi
  Diederik Bruggink, Bruggink Consultancy BVBA
• The UK and Blockchain technology: A balanced approach
  Carlo R. W. de Meijer, Independent Financial Services advisor formerly Economist & Senior Researcher, RBS
• Bitcoin: The revolution of the payment system?
  Jarunee Wonglimpiyarat, Thammasat University
• The model for sustainable digital financial inclusion in Jordan
  Yazan A. Goldstein, ProgressSoft
• Traditional retail at the crossroads of inclusive payment services: How serving the needs of the traditional retail sector can accelerate financial inclusion—examples from Indonesia
  Ivan Mortimer-Schutts, International Finance Corporation
• The path to digital financial inclusion in Nigeria: Experiences of Firstmonie
  Olayinka David-West, Lagos Business School, Pan-Atlantic University
• The central role of authentication in fighting fraud in mobile commerce
  David Froud, SkyParlour
• Negative interest rates and the demand for cash
  David Humphrey, Department of Finance, Florida State University
• Strategies that power the potential of A/P optimisation
  Mike Jorgensen, Vice President, Working Capital Solutions

Volume 9 Number 3 (Autumn 2015) Special Issue on Digital financial inclusion

• Editorial: Digital financial inclusion
  Kosta Peric, Guest Editor
• Innovation and financial inclusion: A review of the literature
  Bruno L. Yawe, School of Economics, Makerere University and Jaideep Prabhu, Judge Business School, University of Cambridge
• The unbearable lightness of digital money
  Gianluca Iazzolino, University of Edinburgh and Nambuwani Wasike, Financial Sector Deepening, Kenya Trust
• Indian payment systems and financial inclusion: Current status and next steps
  Mahadevan Balakrishnan, The World Bank
• The commercial viability of financial inclusion
  Andrew Parker, Digital Channels, Fiserv and Sunil Sachdev, GlobeOne
• Low-balance bank accounts — Part 1: Is there a pathway towards profitability?
  David Porteous, Bankable Frontier Associates
• Low-balance bank accounts — Part 2: Must banks collaborate to succeed?
  David Porteous, Bankable Frontier Associates
• Digitalisation in payments: From interoperability to centralised models?
  Udo Milkau, DZ Bank and Jürgen Bott, University of Applied Sciences in Kaiserslautern
• Mobile money solutions for a smartphone-dominated world
  Jerry Lien, UCLA, Laura Hughes, Raytheon, Jorge Kina, Fenwick & West, and John Villasenor, UCLA
• Addressing competition bottlenecks in digital financial ecosystems
  Elisa Sitbon, Financial Services for the Poor, Bill and Melinda Gates Foundation
• Factors contributing to successful deployments in the mobile economy
  Namita Lal, Standard Chartered Bank

Volume 9 Number 2 (Summer 2015)

• Editorial
  Alec Nacamuli, Global Payments Executive, IBM
• Cross-border payments systems: Regulation, innovation and the impact of new entrants
  Dominic Broom, Head of Treasury Services EMEA, BNY Mellon
• Moving towards electronic payments in India
  Holti Banka, Consultant, The World Bank
• The effects of breaches: A study of merchant programmes
  Branden R. Williams, VP and CTO, Cyber Security Solutions, First Data
• Electronic invoicing and CBILL service: Lesson learned from the Italian finance industry
  Liliana Fratini Passi, CEO, Consorzio CBI
• Rethinking the future of payments
  Steve Ledford, ‎SVP Products and Strategy, The Clearing House
• Towards an international payments system in China: An overview of progress and remaining challenges
  Carlo R.W. de Meijer, Economist and Senior Researcher and Janet Ming, Head of China Desk, EMEA, Royal Bank of Scotland
• How comprehensive is financial inclusion in India?
  A.P. Hota, Managing Director and CEO, National Payments Corporation of India
• An innovative model of service delivery to improve standardization and market integration: Extension framework for ISO 20022 card payments
  Antonio Bracaglia, Technical Manager, TITAN Project, Poste Italiane, Giulia Monetta, University of Salerno, and William Vanobberghen, Nexo
• The Brazilian payment market and its specifics: An interview with Ralf Germer, CEO, PagBrasil
  Diederik Bruggink, Managing Director, Bruggink Consultancy

Volume 9 Number 1 (Spring 2015)

• Social networks, game-changer for e-money? Will social networks (e)monetise the payments industry?
  Philippe Caluwaerts, Policy Officer, Audit and Credit Rating Agencies Unit, Financial Stability, Financial Services and Capital Markets Union Directorate General, European Commission
• Payments from a cooperative bank’s perspective: SEPA and beyond
  Gregor Roth, Executive Officer and Global Head of Operations/Services and Udo Milkau, Head of Strategy and Market Development, Operations/Services, DZ Bank
• Cryptocurrency Bitcoin: Disruption, challenges and opportunities
  Wim Raymaekers, Global Head of Banking Market, SWIFT
• Payments innovations and trends in the Gulf Cooperation Council
  Paolo Zambonini, EVP, Products and Innovation, Network International
• Towards advanced reference data management at transaction banks: Creating a centralised view
  Carlo R. W. de Meijer, Economist and Senior Researcher, Susan Hall, Specialist in International Payments, and Sofia Simeonidou, Product Manager, Current Accounts, Royal Bank of Scotland
• ISO 20022 and real-time domestic payments
  Stephen Lindsay, Head, Standards Department, SWIFT
• Addressing e-commerce chargebacks effectively: An interview with Gary Cardone
  Gary Cardone, CEO, eConsumer­Services and Diederik Bruggink, Managing Director, Bruggink Consultancy
• The Russian payments market and the national system for card payments: An interview with Maria Mikhaylova
  Maria Mikhaylova, Executive Director, Russian National Payment Council Association and Diederik Bruggink, Managing Director, Bruggink Consultancy