Volume 2 (2017-18)

Each volume of Journal of Digital Banking consists of four quarterly 100-page issues. The articles published so far in Volume 2 are:

Volume 2 Number 4 (Spring 2018)

  • Editorial: Banking beyond banks and money
    Paolo Tasca, Executive Director, UCL Centre for Blockchain Technologies
  • Digital currencies: What lies ahead?
    Daniel Heller, Visiting Fellow, Peterson Institute for International Economics; Digital currency and DLT economist, Bitlumens, Stanford University
  • Blockchain distributed ledgers and liability
    Dirk A. Zetzsche, Professor in financial law, ADA Chair in Financial Law & Inclusive Finance, Centre for Business and Corporate Law, Heinrich-Heine-University, Ross P. Buckley, King & Wood Mallesons Professor of International Finance Law; Scientia Professor, UNSW Sydney, Douglas W. Arner, Kerry Holdings Professor in Law, University of Hong Kong; Faculty Director, Faculty of Law’s LLM in Compliance and Regulation, LLM in Corporate and Financial Law
  • Bitcoin awareness and usage in Canada
    Christopher S. Henry, Survey Methodologist in the Currency Department, Kim P. Huynh, Senior Researcher Adviser in the Currency Department, Gradon Nicholls, Research Assistant in the Currency Department, Bank of Canada
  • Smart Contract Templates: Legal semantics and code validation
    Christopher D. Clack, Senior Lecturer in the Department of Computer Science, UCL
  • P2P lending scoring models: Do they predict default?
    Paolo Giudici, Research Fellow at the Blockchain Technology Centre, UCL; Professor of Data Science and Statistics at the Department of Economics and Management, UNIPV, Branka Hadji Misheva, PhD Fellow in Data Science, UNIPV
  • Performance improvement of the consortium blockchain for financial business applications
    Takeshi Miyamae, architectural design for distributed file systems and distributed storage systems, Fujitsu Laboratories, Takeo Honda, blockchain development, Fujitsu Software Technologies Limited ( formerly Fujitsu Aichi Engineering Limited), Masahisa Tamura, architectural design for distributed file systems and distributed storage systems, Fujitsu Laboratories, Motoyuki Kawaba, performance analysis of commercial workloads and the architectural design of data processing, Fujitsu Laboratories

Volume 2 Number 3 (Winter 2018)

  • Editorial
    Simon Beckett, Publisher
  • API deep dive: Who will thrive in an open banking world? Why meeting regulatory requirements is not enough for banks to remain relevant?
    Matthias Kröner, CEO, Fidor Bank
  • Electronic agreements: Why legal does not always mean enforceable
    Abe Smith, CEO, Dealflo
  • In search of a sweet spot for wealth management digitalisation: Human versus technology, provider versus customer perspective
    Bartosz Golba, Head of Wealth Management, GlobalData
  • Living in a multiple blockchain world
    Karen Hsu, Head of Growth, BlockCypher
  • Digital strategy for wealth managers: The path to innovation
    Giulia Lupato Senior Policy Advisor, PIMFA
  • China, the world’s biggest FinTech market
    Yvon Moysan, CEO, Saint Germain Consulting
  • The challenges faced by blockchain technologies — Part 2
    Dr Paolo Tasca, Executive Director, Centre for Blockchain Technologies, University College London and Sebastian Widmann, Client Ecosystem Analyst, Nomura

Volume 2 Number 2 (Autumn/Fall 2017)

  • Editorial
    Simon Beckett, Publisher
  • Distributed ledger technology: Beyond the hype
    Avril Parkin, Director of Client Technology, Thomson Reuters, North Asia, and Rodney Prescott, Senior Manager, IT Advisory, EY Hong Kong
  • Methods on using a blockchain-based approach for exchanging (financial) assets
    Marko Modsching, CTO, DSER GmbH/Niiio Finance Group AG et al
  • Exploring the potential of blockchain for KYC
    Dennis Martens, Principal Consultant, Synechron et al
  • The challenges faced by blockchain technologies
    Dr Paolo Tasca, Executive Director, Centre for Blockchain Technologies, University College London and Sebastian Widmann
  • How to accelerate customer-driven innovation in banking
    Sigga Sigurdardottir, Chief Customer and Innovation officer, Santander UK
  • Customer engagement: Transforming the business in the age of the client
    Matteo Acquaro, Head of Customer Experience and Communication Unit, Intesa Sanpaolo ‘Banca dei Tettoritori’
  • Assessing the impact of advanced sensors and behavioural biometric authentication technology on the reach of financial institutions
    Neil Costigan, CEO, BehavioSec
  • ‘Mobile First’ will become ‘API First’ — PSD2: changing banking as we know it
    Peter-Jan van de Venn, Chief Commercial Officer, Five Degrees
  • Regulatory sandbox as a support tool for financial innovations
    Victor Dostov, President, Pavel Shoust, Executive Director and Ekaterina Ryabkova, Analyst, Russian Electronic Money Association

Volume 2 Number 1 (Spring 2017)

  • Migrating to the cloud: Views from the UK’s first cloud-based bank
    Graham Olive, CEO, OakNorth Bank
  • How to build new competitive competencies in transaction banking
    Boon-Hiong Chan, Market Advocacy in the Asia Pacific & Middle East Regions, Deutsche Bank
  • Data governance in big data platforms
    Julia Bardmesser, Head of Data Quality Management, Deutsche Bank, Ian Maung, Enterprise Information Architect, Citi, and Olga Maydanchik, Head of Commercial Data Quality Program, AIG
  • The central bank’s role of catalyst of the retail payments market in the context of digitisation: A focus on the Eurozone
    Rui Pimentel, Head of unit, Banco de Portugal and Francisco Pais de Sousa, Economist, Banco de Portugal
  • Adopting the best approach for a digital banking solution: Combine the benefits of the ‘build’, ‘buy’ or ‘outsource’ options
    Darren Busby, Associate Vice President and Business Development Director, Compass Plus
  • Smart banks can win: Leveraging next-generation technology to win the battle for the customer relationship
    Norman J. DeLuca, Digital Banking, Bottomline Technologies
  • Trends and initiatives about robo-advisers: Pioneering unexplored areas in Japan
    Eiichiro Yanagawa, Senior Analyst, Asian Financial Services group, Celent
  • The future of blockchain
    Gene Neyer, Industry and Regulation Group Leader, D&H