Volume 8 (2014)

Each volume of Journal of Payments Strategy & Systems consists of four quarterly 100-page issues. The articles published in Volume 8 were:

Volume 8 Number 4 - Special issue on the future of retail payments in Europe

Editorial: The changing landscape of retail payments in Europe
Daniela Russo, Director General, Payments and Markets Infrastructure, European Central Bank
The revised Payment Services Directive and the price of convenience: Who’s taking the bill?
Javier Santamaría, Chair, European Payments Council and Senior Vice President, Banco Santander
SEPA card clearing as an open standard for card processing in the euro area
Heike Winter, Director, Policy Issues, Retail Payments, Marcus Hartel, Senior Payments Expert and Johannes Klocke, Senior Expert, Retail Payments, Deutsche Bundesbank
The role of virtual currency schemes in the modernisation of retail payments
Iddo de Jong, Senior Expert, DG Market Infrastructure & Payments, European Central Bank
Paying abroad as you pay at home: The impact of SEPA on Dutch cross-border retail payments
Mirjam Plooij, Policy Advisor, Payment Systems Policy Department, De Nederlandsche Bank
SEPA for corporates: On the path of cross-border harmonisation
Ruth Wandhofer, Global Head of Regulatory and Market Strategy, Treasury and Trade Solutions, Citi
Taking the SEPA journey: From fragmentation to EU-wide payments
Erik Nooteboom, Head, Retail Financial Services and Payments Unit, DG Financial Stability, Financial Services and Capital Markets Union, European Commission
Links between retail payment systems in the EU: A call for standardisation
Saso Crnugelj, Advisor, Payment and Settlement Systems Department, Bank of Slovenia
Promoting efficient retail payments in Europe
Iftekhar Hasan, E. Gerald Corrigan Professor of Finance, Fordham University, Emmi Martikainen, Senior Research Officer, Finnish Competition and Consumer Authority and Tuomas Takalo, Senior Adviser, Bank of Finland
The competition-cooperation nexus in European retail payment markets: A network industry perspective
Kari Kemppainen, Senior Economist, Bank of Finland

Volume 8 Number 3 - special issue on mobile payments

Guest editorial: A global view of mobile payments - read now free of charge
Ron van Wezel, Former Director and Global Head of Emerging Payment Streams, Deutsche Bank, Honorary Director and Former Chairman, Mobey Forum
Shifting the spotlight on mobile payments in emerging markets
Gautam Jain, Global Head of Client Access, Transaction Banking, Standard Chartered
M-commerce: Building the opportunity for banks
Will Jones, President, EMEA, Monitise
The prepaid mobile wallet: A powerful product for an impatient ecosystem
Amir Tabakovic, Head of Market Development, PostFinance, Board Director and Chairman of Mobile Wallet Workgroup, Mobey Forum
Mobile wallets and current accounts: Friends or foes?
Jürgen Bott, Professor, Finance Management, University of Applied Sciences in Kaiserslautern and Udo Milkau, Head of Strategy and Market Development, Operations/Services, DZ Bank
The impact of smartphones on the international remittance market
Matt Harris, Managing Director and Jordan Bettman, Principal, Bain Capital Ventures
The successes and technical challenges of mobile financial services in emerging markets
Ludwig Schulze, CEO, Mistral Mobile
Mobile payment innovation in The Arabian Gulf
Paolo Zambonini, EVP, Products and Innovation, Network International and Samee Zafar, Director, Edgar, Dunn & Company
E-cash and virtual currency as alternative payment methods
Claire Greene, Payments Analyst and Oz Shy, Senior Economist, Consumer Payments Research Center, Federal Reserve Bank of Boston
Mobile banking strategy – The e-payment market and opportunities in the ASEAN Economic Community
Jarunee Wonglimpiyarat, College of Innovation, Thammasat University

Volume 8 Number 2

Lessons learned from 24/7 payments operations
Gene Neyer, SVP, Product Management, Fundtech
Maximising the expected benefits from financial infrastructure integration: The Guidelines for the Successful Regional Integration of Financial Infrastructures
Massimo Cirasino, Head, Payment Systems Development Group, Jose Antonio Garcia, Senior Advisor, Financial Infrastructure, The World Bank and Gertrude Tumpel-Gugerell, Consultant, Austrian Institute of Economic Research
Why banks should embrace open access to accounts
Michael Salmony, Executive Adviser, Equens
The implications of Legal Entity Identifiers for payments systems
Paul Janssens, LEI Programme Director, SWIFT
Payments in the Middle East and Africa: An overview and review of implications for corporates operating in the region
Murali Subramanian, EVP and Transaction Banking Head, Abu Dhabi Commercial Bank
E-commerce as the new normal
Robert Kraal, Robert Kraal, Head of Global Acquiring and Processing, Adyen
The European Commission proposals on card payments: A significant shift in business terms
Peter Jones, Director, Payment Systems Europe
Payment systems trends in Japan: The next generation Bank of Japan Financial Network System
Eiichiro Yanagawa, Senior Analyst, Asian Financial Services Group, Celent

Volume 8 Number 1

Five cloud essentials for the boardroom: What payments executives need to know about cloud computing
David Zimmerman, Global Solutions Executive & Worldwide Cloud Leader, Banking & Financial Markets, IBM
Trends in consumer payment fraud: A call for consistent strong authentication across all consumer payments
Gerd Cimiotti, Managing Director, SRC Security Research & Consulting and Toni Merschen, Principal, Toni Merschen Consulting
What the European payments industry needs now
Bruno Fatier, Counsel, Clifford Chance
Modernising payment systems: Examination of the new regulatory framework in Azerbaijan
Tamerlan H. Rustamov, Payment Specialist, Central Bank of the Republic of Azerbaijan
Standardisation: An essential condition for efficient payment services
Gerard Hartsink, Chair of the Board, CLS Group
Access, acceptance and use of payment instruments in Colombia
Constanza Martinez, Expert Professional, Financial Infrastructure Oversight Department, Central Bank of Colombia
Responding to organised payment card compromise and subsequent fraud
Brian Hay, Head of Fraud and Cyber Crime Group, Queensland Police Service and Julianne Webster, Adjunct Research Fellow, School of Criminology and Criminal Justice, Griffith University
Who pays more to use cash?
Benjamin D. Mazzotta, Postdoctoral Research Fellow and Bhaskar Chakravorti, Senior Associate Dean of International Business & Finance, Tufts University